When raising children, many parents faced with this problem: child thinks that the money in your wallet mom or dad's plastic card is always and never end.Therefore kid genuinely upset, and sometimes even hysterics when he denied buying toys or treats.If you are thinking about how to teach your child the right attitude towards money, then these tips for you.
In fact, there are no universal teaching techniques that will develop the child's thrifty attitude to money.You have to understand that if you want something to teach a child, you should be able to do it.If the parents are careless with money and are not able to plan your expenses, it is unlikely that their child learns.The process of education should be based on the assumption that children tend to copy the habits and behavior of adults.
Education can start with the 3-year-olds. kid should see how parents are planning your budget. Denying a child in any purchase, be sure to explain why you do it, "We can not buy a doll, because then we do not
At the age of 5-6 years old child can take part in the discussion of costs, learning to balance their needs with the family budget.At this age, a child should understand how the parents have money, that for this purpose they have to work.It is important to explain the crumbs that besides pleasant expenditures (purchase of toys and sweets), there are other, less pleasant, but mandatory (utilities, taxes, payment of circles, sections, tutors).Only after payment of these required payments, you can plan the rest of the cost.
addition to their desires child should be aware of the needs of other family members and take them into account. For example, if the younger brother needed new clothes, and her grandmother - expensive drugs, the baby should be ready to sacrifice their personal interests for the greater good.
Make it a practice 1 or 2 times a week to give your child pocket money. amount should not be large.Just being available to their own money, the kid will learn to plan their spending.Do not be afraid to give your child some financial freedom may at first it will be unwise to spend money, but later learns from his mistakes to save.Children of preschool age can be given a trifle from shopping at the store, and younger students - on a regular basis to give a fixed amount of pocket money.When a child learns to judiciously spend your own money, you can replenish his treasury of a large monetary gifts for the holidays.
can use money as a tool to motivate the child. Some parents give their children the opportunity to earn pocket money, paying for domestic help, good grades and good behavior school.Western psychologists advise even conclude with a child comic employment contract and prepare a price list.On the pedagogical value of such practices is debatable, but one thing is for sure: with such a system, the child becomes a direct participant in monetary relations and begins to appreciate their hard earned money.